Market Intelligence
Chisago County Real Estate Market
Understanding the local market is the first step to a successful sale. Cheryl tracks Chisago County data closely and shares what it means for sellers right now.
Community Market Data
As of July 30, 2026 · Source: NorthstarMLS
Active Listings — July 30, 2026
| Community | Listings | Median Price | Highest | Lowest | Median DOM | Pending |
|---|---|---|---|---|---|---|
| Center City | 2 | $1,000,000 | $1,400,000 | $497,000 | 175 | 1 |
| Chisago City | 14 | $485,000 | $1,750,000 | $249,900 | 79 | 5 |
| Franconia | 4 | $600,000 | $624,900 | $489,900 | 100 | 1 |
| Harris | 5 | $400,000 | $699,900 | $225,000 | 13 | 0 |
| Lindstrom | 21 | $454,900 | $2,350,000 | $167,900 | 90 | 16 |
| North Branch | 67 | $384,900 | $1,340,000 | $60,000 | 59 | 34 |
| Rush City | 15 | $385,000 | $674,900 | $260,000 | 61 | 2 |
| Scandia | 0 | — | — | — | — | 0 |
| Shafer | 5 | $725,000 | $1,000,000 | $279,900 | 69 | 0 |
| Stacy | 9 | $450,000 | $1,300,000 | $229,900 | 57 | 5 |
| Taylors Falls | 6 | $339,900 | $589,600 | $269,900 | 14 | 2 |
| Wyoming | 23 | $498,567 | $1,097,000 | $326,000 | 41 | 6 |
| All Chisago County | 208 | $450,000 | $2,350,000 | $55,000 | 61 | 95 |
| Forest Lake (Washington Co.)Washington Co. | 72 | $425,000 | $2,075,000 | $215,000 | 23 | 33 |
Sold Properties — Full Year 2025
| Community | Total Sold | Median Price | Highest | Lowest | Median DOM | % of List |
|---|---|---|---|---|---|---|
| Center City | 12 | $459,900 | $800,000 | $190,000 | 14 | 100% |
| Chisago City | 86 | $420,000 | $1,500,000 | $27,500 | 24 | 101.2% |
| Franconia | 8 | $574,000 | $935,000 | $350,000 | 137 | 98% |
| Harris | 19 | $325,000 | $525,000 | $80,000 | 27 | 99.6% |
| Lindstrom | 71 | $335,000 | $1,350,000 | $32,900 | 32 | 100% |
| North Branch | 241 | $352,900 | $789,054 | $50,000 | 28 | 100% |
| Rush City | 43 | $312,500 | $1,090,000 | $90,000 | 31 | 100% |
| Scandia | 3 | $530,000 | $899,900 | $482,000 | 10 | 101% |
| Shafer | 17 | $325,000 | $674,900 | $90,000 | 14 | 100% |
| Stacy | 19 | $418,900 | $659,000 | $70,000 | 45 | 100% |
| Taylors Falls | 16 | $434,695 | $695,000 | $250,000 | 47 | 100% |
| Wyoming | 88 | $453,000 | $1,165,000 | $107,500 | 20 | 100% |
| All Chisago County | 736 | $380,000 | $1,500,000 | $27,500 | 30 | 100% |
| Forest Lake (Washington Co.) | 280 | $429,900 | $1,500,000 | $170,000 | 28 | 100% |
Data sourced from NorthstarMLS. Forest Lake shown for comparison — Washington County market.
Chisago County's real estate market has its own rhythms — shaped by the Twin Cities commuter draw, seasonal lakeshore demand, and a limited inventory of quality waterfront properties. Here's what sellers need to know.
What Drives the Chisago Market
Twin Cities Proximity
Chisago County sits 35–50 miles north of Minneapolis-St. Paul, making it a prime destination for buyers seeking more space, lower prices, and lake access within commuting distance.
Lakeshore Scarcity
Waterfront inventory is permanently limited. Lakeshore homes consistently command premium prices and attract buyers from the metro and beyond.
Seasonal Demand Cycles
Spring and early summer bring the strongest buyer activity, especially for lake properties. Sellers who list in March–May typically see the most competition and strongest offers.
Low Inventory Environment
Chisago County has seen persistently low inventory in recent years, which generally favors sellers — especially those with well-maintained, move-in-ready homes.
Interest Rate Sensitivity
Like all markets, buyer activity responds to mortgage rate changes. Cheryl monitors rate trends and advises sellers on timing strategy accordingly.
What This Means for Sellers
- Pricing accurately from day one is critical — overpriced homes sit and lose leverage
- Professional photography and staging have measurable impact on final sale price
- Lakeshore sellers should prepare DNR documentation and dock/riparian rights disclosures early
- Pre-listing inspections reduce surprises and strengthen your negotiating position
- Cheryl's buyer network often surfaces qualified buyers before a home hits the MLS
Want current data for your neighborhood?
Cheryl can pull a custom market report for your specific area — median prices, days on market, list-to-sale ratios, and active competition.
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